Asset Allocation
Every portfolio we build uses three types of building blocks: defensive assets that protect capital, traditional growth assets that drive long-term returns, and non-traditional growth assets that provide diversification and income.
Three Types of Building Blocks
| Building Block | Purpose | Examples | Role in Portfolio |
|---|---|---|---|
| Defensive | Preserve capital and reduce volatility | Treasury bonds, cash equivalents, structured notes | Anchor the portfolio during market downturns |
| Traditional Growth | Drive long-term capital appreciation | U.S. equities, international stocks, REITs | Generate the growth needed to meet long-term goals |
| Non-Traditional Growth | Diversify returns and generate income | Private equity, real estate, alternative credit | Reduce correlation and add return streams |
Building Blocks Contain Strategies
Each Building Block holds specific strategies. The mix and weight of each is set inside the broader plan, not in isolation.
Preserve capital, fund near-term cash flow, anchor the portfolio during drawdowns.
- ▸Low Risk Short-Term Cash Flow
- ▸Moderate Risk Long-Term Cash Flow
Drive long-term capital appreciation through listed equities, both systematic and discretionary.
- ▸Moderate Growth
- ▸Total Growth
- ▸Large Cap Quant
- ▸Small Cap Quant
- ▸American Value
- ▸Protected Equity Growth
- ▸Hand-Picked Stocks
Diversify return streams and reduce correlation through private markets and alternatives.
- ▸Non-Listed Non-Traditional
How We Construct Portfolios
We start with your goals, time horizon, and risk tolerance. Then we determine the right mix of building blocks to create a portfolio that balances growth potential with downside protection. Each portfolio is individually tailored, there is no one-size-fits-all model.
Which Building Blocks Help You Most?
The optimal allocation depends on what your investment objectives are and where you are in your financial life. Schedule a portfolio review to see how your current allocation compares to where it should be.
A Quiet Invitation
The right mix of building blocks is what turns a collection of investments into a coordinated portfolio. Let us review how your assets are allocated, and whether the balance still fits your goals, time horizon, and tolerance for risk. We do not believe in pressure or hard pitches. We believe in the right relationship with the right people at the right time.
Schedule a Conversation