Long-Term Care Planning
70% of adults over age 65 will need some form of long-term care. Without a plan, the cost of care can rapidly deplete a lifetime of savings.
The Reality of Long-Term Care
Long-term care includes assistance with daily activities like bathing, dressing, and eating, whether at home, in an assisted living facility, or in a nursing home. Medicare covers very little of these costs, and Medicaid requires you to spend down most of your assets before qualifying. Planning ahead is the only way to protect your family and your wealth.
Key Statistics
- 70% of adults age 65 and older will need long-term care
- Americans spend $475 billion annually on long-term care
- The average long-term care needed coverage period is 3.2 years
How We Help Plan for Long-Term Care
We help you evaluate your risk, explore insurance options (including hybrid policies that combine life insurance with long-term care benefits), and build a plan that protects your assets without sacrificing your quality of life. Start the conversation today.
Learn more about the Firm we use for insurance and annuity implementation →
A Quiet Invitation
The cost of long-term care is one of the largest unplanned risks to a family’s wealth. Let us talk through how to protect against it, so a single health event does not undo decades of careful building. We do not believe in pressure or hard pitches. We believe in the right relationship with the right people at the right time.
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