What You Get Working With Us
Seven concrete deliverables. Not a sales pitch. Not a generic playbook. The actual work product of a Whitwell & Co. relationship.
Not every engagement includes all seven. Scope depends on what you need and what you prioritize. The list below is a view of what the fullest engagement can look like, not a checklist we run every client through.
We do not deliver long reports that gather dust. We build simple, coordinated plans with clear priorities and a defined review rhythm, then we stay alongside you as life evolves. Every written plan is a 1-2 page map you can visualize and share.
A Written Tax Plan
We map your bracket, identify Roth conversion windows, surface IRMAA exposure, and design strategies to reduce what you give away unnecessarily. Coordinated with your CPA year-round, not at year-end.
A Written Cash Flow Plan
A map of every income source, their sequencing, their duration, and their risk, so you always know where the money comes from and how long it lasts. Stress-tested for inflation and sequence-of-returns risk.
A Written Investment Plan
A coordinated portfolio strategy aligned to your distribution timeline, tax position, and tolerance for risk across markets, time, health, and behavior. Modern strategies applied conservatively, in service of the broader plan.
Estate & Protection Architecture
A complete review of documents, beneficiaries, insurance, and titling, so what you have built goes where you intend. POA, will, trust, and proxy aligned to the actual plan, not the boilerplate.
A Coordinated Team
We serve as the integrating force across your CPA, estate attorney, insurance professionals, and investment strategy. Decisions get made together, not in silos.
Lean 1% Fees with a $2M Minimum
Family-office thinking without the family-office overhead. Ideal client profile $5M+ in investable assets; we readily accept families with $2M+. One fee, transparent, fully disclosed, no commissions.
Plain English. And Some Fun.
Written plans are 1-2 page maps, not 60-page binders that gather dust. We translate complexity into language you can visualize and share with the people who matter. Wealth is serious work, not solemn work.
A Quiet Invitation
If you want to know exactly what working with us feels like day to day, the access, the coordination, and the proactive guidance, we should talk. We do not believe in pressure or hard pitches. We believe in the right relationship with the right people at the right time.
Schedule a Conversation