Wealth Strategy for Senior Executives
Senior executives often hold a significant portion of their net worth in company stock through RSUs, stock options, and equity grants. Managing this concentrated position, deciding when to exercise, how to diversify, and how to minimize taxes, requires specialized expertise that most generalist advisors lack. At Whitwell & Co., we help executives turn equity compensation into lasting, diversified wealth.
Equity Compensation Strategy
RSUs, ISOs, NSOs, ESPP shares: each type of equity compensation has different tax treatment and timing considerations. We build a multi-year exercise and diversification plan that balances tax efficiency with risk reduction, so you are not overexposed to a single stock.
Managing Concentrated Stock Risk
Holding too much of your net worth in one company is one of the biggest risks executives face. We use strategies like systematic diversification, exchange funds, charitable giving, and hedging to reduce concentration while minimizing the tax cost of selling.
Executive Benefits and Deferred Compensation
Non-qualified deferred compensation plans, supplemental executive retirement plans, and other executive benefits add layers of complexity to your financial picture. We integrate these into a comprehensive wealth plan so nothing falls through the cracks.
Who We're Best Suited For
Different isn't better for everyone, but it matters for the right families.
You want one coordinated relationship across investments, taxes, estate, and cash flow, not a siloed advisor for each piece.
You value plans you can actually visualize and share, not 60-page binders that gather dust.
You expect proactive guidance through complex decisions, not reactive order-taking.
You care about aligning your financial life with your physical vitality and your reason for building wealth in the first place.
A Quiet Invitation
If a large share of your net worth sits in company stock, and you want to diversify, manage the risk, and reduce the taxes along the way, we should talk. We do not believe in pressure or hard pitches. We believe in the right relationship with the right people at the right time.
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